Okay, the first and best news: I don't currently have any signs of ARVD, so I'm off the hook for about 2 years. Two years isn't that long of a reprieve, but I'm so relieved to know that everything appears to be okay. It's like having a potential prison sentence delayed.
The second and still really good news: I have a date on Friday! I'm letting my hopes get too high this week that it might be a good date. However, the way I'm looking at it is, chances are, the date will end up sucking and the anticipation will have been the best part. So, I'm letting myself be giddy for 2 more days.
I have also selected a lender for my home purchase. I ended up talking to 6 people in total, and went with the one who I liked financially as well as personality-wise. I am going with Countrywide, which is in the process of being bought out by BofA.
I selected this gal because
1. she was friendly and not condescending
2. she was proud of the work she'd done for her other clients
3. she enjoyed telling me how she watches the rates very closely and locks in when they're at their lowest (she locked in some 4.25 rates back around Thanksgiving - the rate was only that low for about 30 minutes and she was on it!)
4. she says that she'll work with me on the closing costs to make them be what I need them to be
5. our personalities work well together
6. she brought in a rate among the lowest
7. it only helps that she says that BofA is buying them out - I always liked BofA
8. she is local and seems to know plenty about the business in this area
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